Home Depot Store Credit Balance [How to Check]

If you regularly shop at Home Depot, a Home Depot credit card is beneficial. But if you are not aware of your card balance, it will be easy to overspend. How to check your Home Depot store credit balance?

There are several ways you can check your Home Depot store credit balance. You can check the balance online by visiting Home Depot’s official website. Another way is to call them by phone, specifically their gift card support at 1-877-423-3005. You can also visit the store’s outlet nearest you and ask the cashier.

So there are many ways you can check your Home Depot store credit balance. Checking it by phone or over the internet is the easiest and most convenient way.

Read on to learn more about how you can check your Home Depot card balance, the many ways you can do it, the things you need to check, and other related information about this topic.

Home Depot Store Credit Balance

home depot store credit balance

It is relatively easy to check your store credit balance at Home Depot. There are many ways you can do it. The easiest way to check your Home Depot store credit balance is by visiting their official website. Another easy way is to call them by phone, specifically their gift support at 1-877-423-3005. You can also visit a Home Depot outlet nearest your place and ask their cashier.

There’s no point in being afraid of using your Home Depot store credit card just because you don’t know its remaining balance. You can easily get the figure by using one of the ways mentioned above. There are other ways you can check your balance, but these three ways are the easiest by far.

If it is a Home Depot gift card or a reloadable card that you are worried about, there are several ways of checking your remaining balance. Or perhaps, you finally found your lost gift card, and you don’t know if there’s still some amount left in it.

But first, you need to find these two things: 1) the card’s 19- digit card number. It is usually indicated at the back of the card, and 2) the 4-digit identification number. 

Ways on How You Can Check Home Depot Store Credit Balance

Once you have this information, you can now choose one of the following ways to check your Home Depot store credit balance:

  1. Visit the official website of Home Depot. If you have an account, you may need to log in and supply the required information.
  2. Call Home Depot by phone. The section that handles this kind of inquiry is their gift card support. Their number is 1-877-423-005.
  3. Call Home Depot’s customer service. Their number is 800-430-3376. Chat with the service rep and give them the necessary information and tell them that you need to know the balance remaining on your card.
  4. Visit a Home Depot store that is nearest you. Go to its customer service desk and tell them about your need. Or you can go directly to the cashier, give them your card and ask them to check your balance.
  5. Look at your recent receipts. You can check the receipts of your recent transactions with the store where you used the card. Note the amount of transaction indicated on the very last receipt and then check it with your card credit limit or the total amount listed on the gift card. If there’s still a remaining amount, that is your card balance.
  6. Go to the self-checkout. At the self-checkout, choose the “Price Check” option and then scan your card.  If you are using a gift card, you will be required to enter the PIN. You will see it on the back of the card. Once you enter this number, the checkout counter will give you the balance.

Required Information

Before Home Depot can check your card balance, they will need some information contained on your card. There are two pieces of information that they need from you. They are indicated at the back of your card.

  1. The 19-digit card number, and
  2. The 4-digit ID number.

Once you have supplied them with these numbers, you will be able to check your Home Depot store credit balance over the phone or on the internet.

What If Your Home Depot Store Credit Balance Is Low?

home depot store credit

If by checking your balance you discover that it is already lower than what you expected, it doesn’t mean that you can’t use it anymore. You can add an amount that you want so you can use it again.

To do this, you have to visit this webpage. You can also communicate with the gift card support team of Home Depot at 1-877-423-3005.  Another way is to call Cash Star. Their contact number is 1-866-903-9161. They take care of Pro reloadable cards and gift cards.

It is advantageous to use reloadable cards. You can use them for your business by allowing your employees to use the cards for your company purchases. The purchases that they make on behalf of your company can be easily tracked and controlled if they use reloadable cards.

Loading Money on Your Home Depot Gift Card

Home Depot offers its customer’s gift cards and e-gift cards. Buying them could be a smart decision for you or your company. They can be reloaded regardless of the amount of money that is left on them.

These Home Depot cards are not like other gift cards, which are voided once the remaining balance is zero. There are two ways by which you can reload Home Depot gift cards:

  1. Visit your local Home Depot outlet, go to their customer service section and ask that your card be reloaded with your chosen amount.
  2. Reload your card online. Visit the official website of Home Depot at https://www.homedepot.com/c/Gift_Cards.  Follow the prompts on the page until you have reloaded your card.

Home Depot accepts payments in the form of cash in person or from credit/debit cards recognized in the U.S., such as Visa, MasterCard, and others. Once you make the payment, check the card balance before using the card again.

Your Home Depot Store Credit Balance Cannot Be Converted to Cash

Based on the return policy of Home Depot and the Home Depot Incentives, Inc., gift cards are not redeemable or returnable for cash. A Home Depot e-gift or physical card can only be used as a store credit in purchasing merchandise.

These cards may not be used as payments for outstanding loans of existing accounts. So, before going into the checkout counter, be sure that you or your intended receiver can use the value indicated in the card.

Additionally, when you are buying a Home Depot gift card online, be aware that the delivery dates of the items you purchase will depend on the shipping option that you selected at checkout. This can range from same-day delivery to several business days.

Home Depot accepts the following payment forms:

  • Credit and debit cards such as Discover, Visa, American Express, and MasterCard
  • PayPal

Can Your Home Depot Card Expire?

Home Depot e-gift cards and gift cards do not have any expiry dates. So, there’s no need for you to worry that your Home Depot car will expire. Home Depot also does not charge fees when you make store purchases or carry some balance on your card. The amount indicated on the card or its balance is exactly what you can spend.  

Where Can You Use Your Home Depot Card?

check home depot store credit balance

Whether you have a Home Depot e-gift card or a real Home Depot gift card, you can use it to shop in any of their stores located in the U.S., Mexico, or Canada. But before going to the store, be sure to check its acceptance and also verify the rate of exchange of the currency.

When it involves cross-border redemption, these things can affect your Home Depot store credit card balance. You can also redeem your card during checkout on HomeDepot.com. While you may use these cards the way you use Visa to buy merchandise, you may not use them to pay the loan balance on a Home Depot charge card.

Why Get a Home Depot Credit Card?

It is also advantageous to get a Home Depot credit card. The Home Depot Consumer Credit Card offers many things that will make your shopping economical, safe, and convenient. Here are some of the reasons why it is beneficial for you to have this card:

1. Home Depot Credit Card Offers Deferred Interest

If you are planning a big home improvement project, you can finance it with the help of the Home Depot credit card. This card offers six months of deferred interest if the amount of your purchase is $299 or more.

But please take note that this is deferred and not waived interest. This is only setting aside the interest for six months. After six months, the interest will be charged on the amount that is borrowed. It is not waiving the payment of the interest.  

2. A Modest Discount Is Given to New Card Holders

As an incentive to those who are not yet cardholders but are planning to be, Home Depot offers modest discounts according to the number of purchases made. Here is the discount schedule Home Depot offers its new cardholders:

  • For purchases with amounts ranging from $25 to $299, there is a discount of $25.
  • If your purchases start from $300 to $999, the new account holder will get a $50 discount.
  • For purchases ranging from $1,000 and over, the new cardholder gets a $100 discount.

3. Cardholders Get Longer Return Periods and Exclusive Offers

Home Depot cardholders enjoy an extended return period for their purchases. This will greatly benefit those who are purchasing items frequently. They will not be burdened by always returning and replacing bought items.

Home Depot offers hassle-free returns for a period of one year. This return period is four times more than the average payment period for a Home Depot purchase.

Home Depot cardholders also enjoy rotating exclusive offers. They include 24-month financing on special promotions or a 10% discount on a particular brand for a certain limited time.

4. A Card for Bigger Projects

If you have a large project that costs thousands of dollars, Home Depot offers you a special card for bigger projects. If you hold this card, you will be able to borrow up to $55,000. Home Depot will finance it for 84 months of seven years.

They will only charge you a relatively low APR, which is 7.99% as of July 2019. So, if you plan to make a large renovation of your bathroom or kitchen, this Home Depot credit card could help you pay for it without breaking your bank.

How to Get a Home Depot Credit Card

First, you need to apply for a Home Depot Consumer Credit Card. According to Home Depot, your chances of approval will be great if you have a credit score of 640 or higher. But there are consumer reports that say some people were approved whose score was 600 only. If this is true, it means they are also considering other things aside from the credit score.

Approval and creditworthiness for Home Depot credit cards are also determined by the three credit reporting bureaus, namely TransUnion, Experian, and Equifax. To ensure approval of your application, you are recommended to use a credit repair professional who will analyze and repair your credit report so that it will be more attractive to these credit bureaus.

Using the service of this professional will save you the hassle and trouble of analyzing and repairing your credit standing. They will help you erase inaccurate, unauthorized, unverifiable, and fraudulent items on your credit report.

Conclusion: Check Home Depot Store Credit Balance

Checking your store credit balance at Home Depot can be done in many ways. You can check it online by visiting Home Depot’s official website. Another way is by calling them by phone, specifically their gift card support at 1-877-423-005.  A third way is to visit a Home Depot outlet nearest your place and ask the cashier.