Wyndham Rewards Earner Plus Card [Details and Review] • Money Rook

The Wyndham Rewards Earner Plus Card is the brand’s credit card offering created with the bank Barclays. Cardholders get an array of benefits, and if you’re someone who patronizes Wyndham properties often, this card can actually be beneficial to you.

The Wyndham Rewards Earner Plus Credit Card has the following details:

Annual Fee: $75.00
When you spend $1,000 within the first 90 days after the card is issued, you easily earn 60,000 bonus points. You get another 30,000 points when you spend a total of $2,000 within the first 6 months. That’s a total of 90,000 points that you can use for free stays at their hotels and resorts.
Get 6 points for each dollar spent on Wyndham hotels and on gasoline
For every dollar spent on groceries (except on Target and Walmart) and on restaurants when you dine out, you can earn 4 points.
Get 1 point for every dollar spent on all other charges to the card
No transaction fees on foreign purchases
Upgrade status to Wyndham Rewards Platinum
Avail of Visa Signature benefits
Additional 10% points discount when you redeem your free night stay at their hotels and resorts
Earn 7,500 bonus points automatically each anniversary year
0% APR on your balance transfers to the card for the first 15 months
Standard APR: 15.74% – 24.99% variable

Read on to find out more about the Wyndham Rewards Earner Credit Card, how to earn bonus points for free stays, how to redeem points, and more.

About the Wyndham Rewards Earner Plus Credit Card

Wyndham is a hotel company specializing in comfortable accommodation with over 20 brands, INCLUDING Days Inn, Ramada, and the Wyndham Grand hotels. Wyndham partnered with Barclays to come up with the Wyndham Rewards Earner Plus Credit Card.

Here’s a quick list of details about the card:

75$ annual fees
Earn 6 points for every dollar spent on Wyndham hotels and on gasoline
Earn 4 points for every dollar spent on groceries (except on Target and Walmart) and on restaurants
Visa Signature benefits
Additional 10% points discount when you redeem your free night stay
7,500 bonus points each anniversary year
0% APR on balance transfers for the first 15 months

As you can see, the Wyndham Rewards Earner Plus Card gives you ample rewards on your purchases and is also packed with the same bonuses you can get from other hotel credit cards. It would be a good choice to be a member if you regularly travel or use the Wyndham properties.

Wyndham Rewards Earner Plus Card Features and Benefits

1. Generous Rewards Points

The Wyndham Rewards Earner Plus Card is a hotel card, and so, as expected, it is generous in handing out rewards points.

Here are the rates of how you can earn points:

6 points for every dollar spent at their hotels and resorts and for gasoline purchases,
4 points for every dollar spent on restaurants and groceries (except in Target and Walmart),
1 point for every dollar spent on all of your other purchases.

The card automatically gives you a welcome bonus where you can get up to a total of 90,000 points. 60,000 points will be a credit to your account when you spend just $1,000 within the first 90 days. You get an additional 30,000 points when you spend a total of $2,000 within 6 months.

2. Zero Fees on Foreign Transactions

Some cards will charge you fees when you use them for purchases outside the US or anything you purchase in a foreign currency. Wyndham Rewards Earner Plus Card lets you use the card in other countries without charging you fees.

3. Zoom up to Platinum Status

You’ll automatically be platinum status on your rewards card and will be eligible for the perks when you check in to their hotels and resorts. Platinum status benefits include car rental upgrades, early check-in, and more.

4. Visa Signature Benefits

Because the card is a Visa Signature card, you’ll enjoy the benefits from Visa like travel protection, car rental coverage or discounts, travel assistance, emergency assistance, and more.

5. Anniversary Year Bonus Points

The card loves giving out reward points, and so each anniversary year, you get 7,500 bonus points.

6. 0% APR on Balance Transfers

For the first 15 months, if you make a balance transfer within your first 45 days, you don’t have to pay interest. Hotel cards rarely have this offer.

7. Security Features

Because Barclays issue the card, you can be assured that they take the necessary steps to protect their cardholders. Some of the safety measures are the following:

Two-factor authentication for your logins to the website and online banking app,
Zero-liability protection for when someone else other than yourself uses your card,
Contactless technology, which works the same way EMV chips work but with a faster process.

How To Redeem Rewards with the Wyndham Rewards Earner Plus Card

Wyndham Rewards Points can be used in different ways, but it will be easier to book free stays at hotels and resorts owned by Wyndham. The points are equivalent to 0.98 cents on average, but this could change, depending on how you redeem them.

To make it simple, Wyndham divided its category stay into three groups. It’s classified into three tiers – 7,500, 15,000 and, 30,000 points per night. To determine what your point is worth, you must divide the cash price by the number of points required for the booking.

You can combine cash with points if you don’t have enough points. Just let the hotel or resort know in advance that you’ll be doing so.

You may redeem points and use them in other ways aside from booking stays. These are the other options for redemption:

1. Tours and Activities

You may use the points for tours and activities conducted by Wyndham.

2. Gift Cards

You can exchange points for gift cards at many different retailers, including:

Avis,
Bass Pro, and
PetSmart.

Conversion will be lower, though, at 0.37 cents per point.

3. Gasoline

You can use your points to buy gas at participating Marathon Gas stations.

4. Merchandise

Points will be converted at a much lower rate, but you can redeem points for merchandise at stores like Bose and Cuisinart.

5. Maintenance and Exchange Fees

You may use your points for maintenance and exchange fees if you have a Wyndham timeshare. Points will be converted at 0.5 cents for every point.

6. Donation to Charity

Wyndham has a list of charitable organizations where you can donate your points. The conversion rate will vary. The minimum redemption is 500 points.

How Do You Earn More Points with the Wyndham Rewards Earner Card?

Aside from their scheme for earning points, more ways will enable you to earn more points. Here’s how:

Use the Wyndham Rewards Shopping Portal

When you use the Wyndham Rewards Shopping portal, you can earn more points when you shop online. The rate for points is anywhere from 1x to 30x for every dollar spent.

Get the Capital One Miles Program

Wyndham is a partner of the Capital One Miles program. The miles you earn on Capital One cards can be transferred to your account on Wyndham. The transfer ratio is 1:1 and is a great way to earn more points.

Are Points Transferrable?

Points can be transferred to other loyalty programs. However, the ratio is 5:1 for most of its partners, including airlines United and Frontier. Piece of advice, you’re better off using the rewards points rather than transferring them.

Getting the Most Out of Your Wyndham Rewards Earner Plus Card

The minimum requirement for purchases to receive the bonus points is $1,000 for the first 9- days, and then you’ll receive more points upon spending another $1,000 within 6 months. That’s about $333 monthly on charges. To reach that, use the card for gasoline, groceries, and when you eat at restaurants.

The points can be redeemed for free stays and won’t expire for up to 4 years from the date you acquire them. Book your stays with Wyndham when you go on vacation. That way, you save on accommodations.

Applying for the Wyndham Rewards Earner Plus Credit Card

When you apply to be a cardholder, your application will be subject to credit approval. You’ll need to meet their credit criteria with proof of income. To apply, go to their official website, click the link that says “Apply Now,” and fill in the needed information. You’ll be notified if you’ve been approved or not.

Conclusion: Wyndham Rewards Earner Credit Card

If you’re someone who travels a lot and frequently stays at the Wyndham hotels and resorts, then you’ll be able to get the value of their credit card.

Again, here’s a quick list of details for the credit card:

Annual fee: $75.00
Bonus points: 90,000 in total. When you spend $1,000 within the first 90 days after the card is issued, you will receive 60,000 bonus points. You receive 30,000 points more when you spend a total of $2,000 within the first 6 months.
Point System: Receive 6 points for each dollar you spend on Wyndham hotels and on gasoline; earn 4 points for each dollar you spend on groceries (except on Target and Walmart) and on restaurants; receive 1 point for each dollar you spend on all of your other purchases
Foreign transaction fee: Zero
Upgrade automatically to Wyndham Rewards Platinum elite status
Visa Signature benefits perks
Get an additional 10% points discount when you redeem your free night stay at their properties
Receive 7,500 bonus points each anniversary year
0% APR on balance transfers for the first 15 months which is rare for rewards and hotel cards
APR: 15.74% – 24.99% variable