It’s great to consider getting a Dillons Mastercard if you often shop at Dillons Food Stores or other stores with items from the Kroger family of brands. In this Dillons Mastercard Credit Card review, I’ll list all of its features and rewards so you can decide if it is the right credit card for you.
The Dillons Mastercard Credit Card offers an intelligent way of shopping almost anywhere in the world while earning rewards at the same time. This credit card allows you to earn 3x points when buying products from Kroger brands. It will enable you to earn 2x points when buying at Kroger family stores and 1 point on everything else. It also doesn’t charge an annual fee.
Read on to learn more about the Dillons Mastercard Credit Card, its features, rewards, and pros and cons.
About the Dillons Mastercard Credit Card
Shop and Earn Rewards Anywhere in the World
The Dillons Mastercard Credit Card allows you to shop almost anywhere in the world while you earn rewards at the same time. You can earn 3x points when buying products from Kroger brands. It allows you to earn 2x points when buying at Kroger family stores and 1 point on everything else. It also doesn’t charge an annual fee.
Apply Online or by Phone
You can apply for a Dillons Mastercard Credit Card online, or you can call their hotline 888-219-1895 to apply by phone. There’s nothing to worry about if you don’t have a Shopper’s card number yet. You can still get a Dillons Rewards World Mastercard, and a Shopper’s card number will also be assigned to you.
Check Your Dillons Credit Card Application
If you want to check the status of your Dillons credit card application, you can call 800-947-1444. Then, choose option one to know your application status. Be ready with your personal information, including your Social Security number, because it is needed for verification purposes.
Once Approved, Your Credit Card Will Arrive Within 7-10 Business Days
When you apply online, they typically notify you of your application status immediately. Once your credit card application is approved, expect your physical credit card to arrive within 7 to 10 business days. In case there’s a delay, Dillons will inform you right away about it.
In terms of card activation, you have to call 888-200-9959 to activate your credit card.
Dillons Mastercard Credit Card Benefits
Using a Dillons REWARDS World Mastercard has many exciting benefits. They include the following:
- Free Fuel
- $0 Annual Fee
- Free Groceries
- Travel and Lifestyle Benefits
- Emergency Benefits
- Enhanced Security Benefits
1. Free Fuel
Using your Dillons Mastercard Credit Card allows you to earn fuel points. If you redeem at least 100 fuel points, you can enjoy a discount of $0.55 per gallon for one year.
You can redeem fuel points at participating Dillons REWARDS World Mastercard Fuel Centers.
2. $0 Annual Fee
If you opt to get a Dillons Mastercard Credit Card, you won’t have to worry about the annual fee because it doesn’t charge any.
3. Free Groceries
Use your Dillons REWARDS World Mastercard as often as possible so you can rake in as many rewards points as you can. One of the perks of doing so is getting $5 worth of free groceries for every 1,000 points.
When you use your Dillons World Mastercard to buy items from Kroger Family of Companies, you will earn two rewards points for every $1 spent. For items not from Kroger Family of Companies, you get to earn one reward point for every $1 spent using your Dillons credit card.
4. Travel and Lifestyle Benefits
You will surely enjoy traveling when you have a Dillons World Mastercard credit card. You can pay for products and services without worrying about foreign transaction fees because Dillons doesn’t charge any.
Use your Dillons World Mastercard to book hotels. Through the Mastercard Travel & Lifestyle Service, you become entitled to a discounted rate. Mastercard will be the one to refund the difference.
Being a Dillons Mastercard Credit Cardholder also entitles you to complimentary professional travel services. Contact a Lifestyle Manager who can assist you in planning your vacation. As a cardholder, you get to enjoy this service for free.
5. Emergency Benefits
If your Dillons Mastercard gets lost, stolen, or hacked, you are entitled to emergency benefits, such as the Mastercard Global Service and the Zero Fraud Liability Benefit.
With the Mastercard Global Service, you can report your lost, stolen, or hacked credit card. You become entitled to an emergency cash advance and an emergency card replacement.
You become entitled to the Zero Fraud Liability Benefit too. If your credit card is hacked and there are unauthorized purchases, you won’t be asked to pay for it.
6. Enhanced Security Benefits
Your Dillons REWARDS World Mastercard credit card is equipped with the Mastercard ID Theft Protection (IDT) feature. If you are a victim of identity theft, the IDT provides you with access to various identity theft resolution services.
With IDT, you will receive alerts if there’s any threat of identity theft involving your Mastercard. It is a 24/7 service, but you must enroll your Mastercard at https://mastercardus.idprotectiononline.com.
Again, what does the Dillons Mastercard Credit Card offer? Earn rewards while shopping anywhere in the world with the Dillons Mastercard Credit Card. Specifically, you can earn 3X points when you shop at Kroger, 2X points when you buy at Kroger family stores, and 1 in other stores. Plus, this card doesn’t charge an annual fee.
Dillons Mastercard Credit Card Rewards Points
Monitor the Points Online
What’s good about the Dillons Mastercard credit card is that it doesn’t have a cap on the points earned. As long as you keep on using your Mastercard, it just keeps on earning rewards points. Register and log in to Dillons’ Online Banking portal if you want to monitor the points you have earned.
Points Reflect on Your Dillons Account
Rewards points are typically earned at the time of purchase. It follows a real-time process, so the points must reflect on your Dillons account as soon as the transaction is posted. Also, once you have reached 1,000 rewards points, you will get a $5 1-2-3 Rewards certificate.
Dillons Will Send You the 1-2-3 Rewards Certificates
Dillons send the 1-2-3 Rewards certificates to its clients every February, May, August, and November. In case your points are less than 1,000, it will automatically roll over into the next cycle. This gives you a chance to reach 1,000 points in the next period easily.
Reward Points Expire After Three Years
Unfortunately, rewards points do expire after three years. So, make sure to redeem and maximize the points you have earned before they expire.
Frequently Asked Questions
Where to Use the Dillons Mastercard Credit Card to Earn Rewards Points?
The Dillons Mastercard credit card is not limited to purchases with the Kroger Family of Companies Own Brand Products. You can freely use your credit card in any retail store or restaurant where Mastercard is accepted. The points you will earn, however, vary.
Can I Make Cash Advances Using My Dillons Mastercard Credit Card?
Yes, it is possible to make cash advances using your Dillons Mastercard Credit Card. All you have to do is to look for an ATM that accepts Mastercard. You also need a Personal Identification Number (PIN) exclusive for cash advances.
It is important to note, however, that cash advances are not subject to earning rewards points.
Does the Dillons Mastercard Have a Competitive APR?
Yes. As a rewards card, the Dillons Mastercard has a competitive annual percentage rate (APR). You are not charged any interest if you pay your bill in full every billing period.
Can I Use My Dillons Mastercard Instead of My Shopper’s Card
Yes. Once you get your Dillons REWARDS World Mastercard, feel free to use it as often as you can. It now becomes your rewards card, Shopper’s Card, and Mastercard, all rolled into one.
Dillons Mastercard Credit Card Pros and Cons
Let’s take a look at the pros and cons of owning a Dillons REWARDS World Mastercard credit card:
Pros
Some of the pros include the following:
- Worldwide Acceptance
- Mastercard Global Service
- Travel Assistance Services
- Automatic Bill Payment
- No Annual Fee
Cons
Here are the cons of owning a Dillons Mastercard:
- No Cash Back
- Not Valid in All U.S. States
- Valid Only in Participating Dillons Rewards World Mastercard Fuel Centers
- Applies to New Card Members Only
If you wish to clarify the pros and cons further, feel free to contact Dillons’ Customer Service Team.
Conclusion – Dillons Mastercard Credit Card
The Dillons Mastercard Credit Card allows you to shop almost anywhere in the world while you earn rewards at the same time. You can earn 3x points when buying products from Kroger brands. It allows you to earn 2x points when buying at Kroger family stores and 1 point on everything else. It also doesn’t charge an annual fee.
If you are a loyal patron of the Dillons Food Stores or the Kroger family of companies, then the Dillons REWARDS World Mastercard fits you perfectly. You will surely be able to maximize your credit card, earn many rewards points, and redeem them accordingly. For sure, you will enjoy having this Dillons Mastercard credit card.
In case you don’t often go to Dillons Food Stores or any Kroger stores, maybe you can consider shopping there often from now on. Just imagine getting fuel at a discount or getting free groceries. Not to mention that you get to enjoy travel perks too, such as an upgraded hotel room.
This credit card is undoubtedly beneficial for the loyal patrons of Dillons and Kroger and budget-conscious people.
